https://cdn.pixabay.com/photo/2014/12/22/10/04/lion-577104_960_720.jpgCredit cards and debit cards are by far the most preferred payment solutions. Individuals also use e-wallet providers and EFT for on-line payment. Due to the growth of credit card fraud, the Payment Affiliation of South Africa mandated the use of 3D Secure in 2014.Being familiar